Arkansas Rural Endowment Fund : Farm/Student Loans

The Arkansas Rural Endowment Fund (AREF) was established by the General Assembly in 1959 to provide loan programs for rural Arkansas residents. Neither an entity of federal or state government, AREF is a quasi-governmental, non-profit corporation.

Through a series of written agreements with Farm Service Agency (FSA), AREF funds augment those provided by the federal government to help Arkansas farmers secure long-term real estate financing.

AREF plans to provide operating loans for farmers in the future, and has a long history of providing student loans.

To initiate a real estate loan with AREF, please contact your local Farm Loan Manager at the nearest Farm Service Agency (FSA). For a comprehensive listing of FSA offices by county in Arkansas, you may contact the FSA State Headquarters in Little Rock at (501) 301-3030.

Arkansas Rural Endowment Fund, 1306 West Fourth St. Little Rock, AR 72203 501-375-2358 | 800-232-5505 | Fax : 501-375-8625 |