AREF Rural Loans

AREF Loan Options

Learn about the different loan options available from AREF. Don’t hesitate to reach out to us today with any questions you may have.

Farm Loans

Here at AREF, we offer two different farm loan types in cooperation with the Farm Service Agency:

  • Farm Ownership Loans
  • Farm Operating Loans

Private Student Loans

AREF provides funding for students who attend colleges or proprietary schools that don’t typically participate in federal student loan programs. These loans are set at a competitive interest rate and require a co-maker. Please note that student loan applications must be accompanied by a nonrefundable payment of $20 before being processed. This $20 application fee also applies to the co-maker application.